Health Insurance Welcome to
Health Insurance Health Insurance in Dubai and the UAE
Protect your team. Secure your future.
Personalized health insurance packages that fit your needs precisely.
Whether it’s personal or group coverage, gain access to plans from the world’s leading providers. Comprehensive options designed to protect you and your team with ease and confidence.
Explore a wide range of health insurance packages designed to suit every need and budget. From basic plans essential for visa applications to comprehensive coverage for families and businesses, we provide options that ensure peace of mind and access to top healthcare providers.
Our Health Insurance
Comprehensive Coverage
Stay worry-free with full in-patient and out-patient benefits. From doctor visits to hospital stays, you’ll have the reassurance that every medical need is handled without stress or hidden costs.
Excellent Healthcare Services
We’ve partnered with top-tier healthcare providers to make sure you and your team always receive reliable, high-quality care. Because your well-being deserves nothing less.
Tailored to Your Needs
Every business is different, and so are its people. Our team will match you with a plan that fits your needs—whether it’s individual, family, or corporate coverage.
How Healthcare Works in the UAE
Understanding how healthcare works in the UAE helps you make better, more confident choices about your coverage—whether you’re a resident, employer, or expat building a life here. Let’s break it down clearly.
Private Health Insurance in Dubai
In Dubai, health insurance is mandatory. If you’re employed, your sponsor or employer is responsible for ensuring that you have valid health coverage. However, not every job includes insurance for dependents, so you may need to arrange additional plans for your family.
Every private insurer operates differently. Before choosing a provider, make sure you understand how their coverage works—what treatments are included, how claims are processed, and the payment terms. It’s also important to confirm that your insurer is approved by the UAE Insurance Authority. This ensures that your coverage is legally valid and recognized when applying for or renewing residency.
Public Health Insurance in Dubai
Public healthcare in the UAE differs slightly from one emirate to another. In Dubai, public insurance typically covers emergency services, preventive care like vaccinations for children, and essential maternity services.
It also includes:
- General medical exams
- Specialist consultations
- Diagnostic tests and radiology
- Physiotherapy
- Laboratory services
- Prescribed medications
However, some services—like dental treatments, vision correction, and cosmetic procedures—are not included. Public coverage is generally designed to meet essential medical needs, while private insurance offers broader and faster access to care.
Health Insurance for Low Earners or Unemployed
Dubai’s Essential Benefits Plan (EBP) provides affordable medical coverage for residents earning below AED 4,000 per month, as well as their dependents. Priced between AED 550 and AED 650 per year, it covers outpatient and inpatient care, emergency treatment, surgeries, and maternity services.
Key highlights include:
- Annual claim limit of AED 150,000
- 20% co-pay for essential inpatient services (capped at AED 500 per visit)
- Coverage for maternity care: up to AED 7,000 for natural birth and AED 10,000 for a C-section
- 30 days of newborn coverage post-delivery
Although the EBP excludes pre-existing conditions during the first six months, it provides solid basic protection for those on a tight budget. Only DHA-approved insurance providers can offer this plan, ensuring reliability and regulatory compliance.
Who Can Qualify for Health Insurance in Dubai
All expatriates legally working in Dubai are eligible for health insurance through their employer. To access care in public hospitals or clinics, you’ll need a DHA health card.
To apply, you’ll need:
- Passport and Emirates ID
- Residence visa
- Tenancy contract copy
- Two passport photos
- Completed DHA application form
The card costs AED 320 for adults and AED 120 for children under 10. Once registered, you can receive treatment at government-approved facilities across Dubai.